1. How would you assess whether a recent increase in risk-adjusted returns is sustainable or driven by short-term risk taking?
2. Walk me through how you would evaluate the impact of changes in customer behaviour on existing risk limits and thresholds.
3. If risk indicators improve while control effectiveness weakens, how would you interpret and respond to the situation?
4. How do you determine whether an observed risk trend warrants immediate action or continued monitoring?
5. Describe how you would review and validate assumptions behind management overlays applied to risk metrics or provisions.
6. When different portfolios show opposing risk signals, how do you prioritize attention and resources across them?
7. How would you assess the potential unintended risk consequences of a business initiative designed to improve customer experience?